State Roofing Company of Texas

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Estimating Hail Size

 

 

With recent hail storms in the Greater Houston Area, it’s good to have a reference for what size hail may have impacted your property. The Houston and Katy area were impacted on May 9, 2019 with 2 inch hail.

Contact our office today for a FREE, NO OBLIGATION roof inspection.

 

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The Truth About Deductibles

 

At this time in the state of Texas, it is not illegal to waive an insurance deductible per opinion written many years ago by Jim Mattox, the Attorney State General of Texas. However it is illegal to submit fraudulent documents to recover the depreciation.

There is a bill going through legislation in Austin at this session that will be  =discussing deductibles and the obligation of property owners to pay. The bill requires contractors to have this verbiage in their contracts or they will be conducting business illegally. Information concerning this can be found at roofingcontractors-texas.com

Your insurance Loss Statement may contain the following verbiage concerning recovering depreciation. “ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR THE PAYMENT OF A LOSS IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN STATE PRISON” TX ARTICLE 3.97-2

OR

Your additional claim of $___, based on the attached LOSS RECAP report should include submission of the amount actually and necessarily spent to repair or replace the damaged property, including 1) paid bills; 2) receipts; and/or 3) cancelled checks. This documentation should include evidence that you incurred your policy deductible.

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130 MPH Wind Warranty

 

130 MPH Wind Warranty typically requires 6 nails per shingle. State Roofing Company only hand nails shingle products to assure 6 nails placed in the nail line of each shingle. We do not use gun nails because of inconsistent practices. With a gun nail placement is inaccurate and will sometimes set the  nail at an angle or cut through the shingle. State Roofing Company wants to assure you that your roof installation meets and exceeds the manufacturer installation requirements.

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Spring Home Maintenance

Maintaining your home can save you a lot of money in the long run. There are several things you can do yourself, without hiring a professional, to maintain your home. These things should be on your Spring checklist:

  • Clean your gutters
  • Replace HVAC filters
  • Clean your dry vent
  • Replace the batteries in smoke detectors
  • Examine seals around window
  • Drain your water heater
  • Schedule a roof inspection

Your roof is your biggest protector against water damage. Contact our office today for a FREE, no obligation consultation.

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Southeast Houston Hail Storm

Were you affected by the 2/26/2019 Hail Storm?

Southwest Houston Area was recently hit by a hail storm, your roof system may have been compromised as a result. Experts agree hail damage is a necessary and critical roof repair.

  • The shingles hit by hail have loosened the bond with the granules to the asphalt layer. While you cannot see this from the ground the loosened granules will often end up where your gutters drain.
  • Once the granules fall off the damaged areas of the shingles, the sun’s ultraviolet light can weaken the exposed spots and make them brittle. In the winter, the shingle expands and contracts and can curl and crack after being weakened by hail. The exposed areas are then very susceptible to leaks and wind damage.
  • Insurance claim periods can vary but typically there is a set amount of time a home owner can make a claim after the damage occurs – whether you were aware of the damage or not.
  • Once leaks occur, the damage can be extensive due to potential damage from mold, electrical issues, ceiling and wall damage from water and perhaps even personal property losses. The damage can also come very quickly and often is not initially detected.

Contact our office today for a FREE, no obligation roof consultation. All inspections include a detailed photo report.