State Roofing Company of Texas

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Importance of Having an Organized and Clean Job Site

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Protecting Your Property:

State Roofing Company cares about their customers and arrives on day one of your project with plenty of protective materials. Before work begins, they will put everything in place so that your landscaping, siding, windows, and doors are well-protected from any possible damage.

Carefully and Quickly Dispose of Waste:

If your roofing project involves tearing off the old material, you shouldn’t have to worry about seeing a waste trailer parked in front of your property for days, or damage to your lawn or driveway. State Roofing Company will carefully place the trash hauler where it does the least harm, we will have all of the old materials disposed safely inside, and get it taken away as soon as possible.

Maintains Organization:

It is a fact that re-roofing your home is messy. At State Roofing Company we have trained out crew to put out tarps to collect nails and small bits of debris. We always keep materials well organized. Keeping everything organized not only prevents property damage, but it also reduces the possibility of accidents and injuries.

Spring Home Maintenance

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Maintaining your home can save you a lot of money in the long run. There are several things you can do yourself, without hiring a professional, to maintain your home. These things should be on your Spring checklist:

  • Clean your gutters
  • Replace HVAC filters
  • Clean your dry vent
  • Replace the batteries in smoke detectors
  • Examine seals around window
  • Drain your water heater
  • Schedule a roof inspection

Your roof is your biggest protector against water damage. Contact our office today for a FREE, no obligation consultation.

Roof of the Week – Before & After

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Our roof of the week is a beautiful home in Houston.

 

Before

After

 

State Roofing Company installed GAF Timberline HD Lifetime Shingles in Charcoal. It also included GAF Pro Start Starter, StormGuard, Cobra III Ridge Vent, Z-Ridge High Profile Ridge Cap and a Lifetime Warranty.

Houston Roofing Scam Awareness

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Texas State Roofing and Remodeling, not to be confused with State Roofing Company, is in the spotlight for shady business dealings. Houston’s most recent roofing scammers have been taking advantage of homeowners by collecting funds and not following through with job completion. Avoid falling victim to similar situations by remembering these key things:

  • Do your homework. Research the company.
  • Beware of door knockers, reputable companies avoid this type of marketing.
  • NEVER give your contractor full payment before job completion.

 

Insurance Claim Paperwork: Q&A

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For most homeowners, replacing their first roof can be a daunting and confusing process. More times than not, homeowners are coming face-to-face with their insurance policies for the first time when they file their initial claim. Below are some common questions and misconceptions that surround the claims process once your roof has been paid for, as well as some common terms.

 

What does ACV and RCV imply on my insurance estimate?

The insurance settlement and payment is based upon your policy provisions, terms and coverages.

  • The (ACV) represents (Actual Cash Value). Your first insurance check is paid based on the (ACV). This is usually determined by the age of your roof and current worth of your roof today.
  • The (RCV) represents (Recoverable Cash Value). This is the amount paid upon the completion of all repairs. If all repairs are completed, you will be paid the additional RCV.

Once all repairs are completed, there is no out-of-pocket expense incurred by you, except for your insurance deductible

 

Why is my State Roofing estimate different from my insurance estimate?

A difference in price between your contractor’s estimate and your insurance estimate is very common. State Roofing and your insurance company  use similar estimating software to determine the exact cost of repairs. However, due to local price increases, missed items and incorrect measurements you may notice a difference in the price of both estimates.

Having your roof contractor go over your insurance estimate is vital for finding errors on the insurance company’s part

 

Why did the insurance company withhold depreciation?

There are two reasons that the insurance companies hold some money back.

  • The first reason is to make sure that you get the work done. Past experience has shown them that, if they give the customer all the money up front, many people end up spending it on something else.
  • The second reason is that they wish to make sure that you pay your full deductible. The insurance companies reason that, if you are given all the money to begin with, many people would naturally try to find a contractor who would perform the job for the dollar amount in hand. By holding a retainer amount, they can adjust the amount of the final payout based on the roofing contractor’s invoice, thus assuring that the customer does pay the deductible.

 

 How can I avoid paying the deductible?

Legally, you can’t. Of course, a roofer in collusion with a homeowner can submit falsified invoices. However, doing so is insurance fraud. Please don’t ask us to do this.

 

 

 

 

Roof of the week – Houston

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Our roof of the week is a beautiful home in Houston, TX

State Roofing Company installed GAF Timberline HD Weathered Wood. Included is a GAF Pro Start Starter, StormGuard, Z-Ridge High Profile Ridge Cap and a 10 year silver pledge warranty.